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The information, content and materials (including publication), provided in this blog are intended only to provide a summary and general overview on matters of interest, Vivian Panagos (Author) who has not been renumerated or endorsed. The information, content and materials (including publication) is not intended to be a substitute for, or to be relied on as professional advice. It is not intended to be comprehensive nor does it constitute legal, medical or financial advice. The Author attempts to ensure that the information, content and materials provided is current, but does not guarantee its accuracy, nor accept any responsibility for the way in which you chose to interpret or use the information provided. You should seek professional advice before acting or relying on any of the information, content and materials (including publications). 

The Author makes no warranties or representations about any of the information, content and materials (including publication) provided in this bog. Where liability cannot be excluded, any liability incurred by the Author in relation to the use of the content is limited to the extent provided for by the Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010 (Cth)). To the extent permitted by law, the Author will not be liable for any indirect, incidental, special or consequential loss. 

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